You were driving to a friend’s house for dinner. You are a careful driver who follows the traffic rules and regulations. On the way, a drunken bus driver bangs into you. Luckily, the drunk and you are not hurt. You get out of your car and walk towards the bus driver. You start yelling at him but nothing makes any sense to him. The driver is so drunk that he faints. You get even more irritated. The police come and start asking you about the accident. They take the drunk driver away to the police station. You call your friend up and tell her about what happened. She asks you where you are and comes to help you.
She suggests that you leave your car at the police station, as it will be safe there and go with her. You do not want to and decide to drive the car the way it is. Your entire evening is ruined. You cannot enjoy yourself. The next morning you call up the police station and enquire about the other driver. The police say he is still asleep and you can come and file an FIR. You file the report and then go to the insurance company. You tell them about the accident. They send an auto appraiser to inspect your vehicle. The appraiser checks the car and asks the insurance company to pay for the damages and give you a diminished value appraisal report. After getting the car repaired, you drive it around for a while. You think about selling it but wonder if anyone will buy it for you. You place an advertisement in the newspapers. You get a call from someone who may be interested in buying your car depending on its condition. The buyer comes and looks at the car. He begins to ask you questions like how long have to been driving the car, has it been in any accidents, is it insured and what you expect for it. You give him your quotation and answer all his questions. He thinks about and feels that he may not get another car like this. He does not wait too long and buys it. Cars have to be serviced regularly. You should never drink and drive. It causes many problems in the future. You have to be careful and avoid getting into an accident. You can also read: http://thechicagoautoappraisers.blogspot.in/2015/04/the-importance-of-insurance-diminished.html
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